Improve Credit

So just who keeps all that data on your credit file is it just one place or many? When you have a problem who do you File a Credit Dispute with and where are the reporting agencys In canada located? The two big Credit reporting agencys are Transunion and Equifax Canada. The correct addresses for mailing letters of dispute to TransUnion and Equifax are:

Send your letter to the national credit reporting agencies:

TransUnion Online

Provinces other than Quebec
TransUnion
P.O. Box 338, LCD1
Hamilton, Ontario
L8L 7W2

Quebec
Groupecho Canada Inc.
1 Place Laval, suite 370
Laval, QC
H7N 1A1

Equifax Canada Inc

Consumer Relations Department
Box 190 Jean Talon Station
Montreal, Quebec
H1S 2Z2